finance
FINANCIAL ADVICE FOCUSED ON INSURANCE
Life, health, family. Your home, property and business.
We help you choose insurance that fits your life.
EXPERT FINANCIAL ADVICE
You know what matters to you.
Does your insurance reflect that?
HortFinance is an insurance intermediation brand in the Czech Republic. Our financial advice focuses on insurance for individuals, families and business owners. We review your needs and any existing policies. We explain the scope of cover, limits, exclusions and deductibles. Together, we discuss the next steps.
What we can discuss togetherINSURANCE OPTIONS
Choose what matters most to you.
We’ll go through the details together.
It’s about more than what you own. We also discuss life and accident insurance for you and your family, along with personal liability insurance. We explain who is covered by each option and which risks it includes.
WE THINK OF YOUR LOVED ONES, TOO.The building is one thing. What’s inside is another. We look at your household contents and also discuss personal liability insurance.
HOME IS ALSO WHAT’S INSIDE.From the first brick to the latest renovation. We discuss the building itself, its value and the risks associated with it.
WE START WITH YOUR HOME.Your premises, equipment and business activities. Every business has its own circumstances. We discuss property and liability in the context of what you actually do.
WE THINK OF YOUR BUSINESS, TOO.The specific insured risks, limits, exclusions and deductibles are governed by the chosen insurance policy.
INSURANCE THAT UNDERSTANDS YOU
Your family grows. You change jobs. You start your own business. Each change may mean your insurance needs adjusting, too. We discuss what you already have and what makes sense next.
Discuss my insuranceHOW IT WORKS
Insurance should reflect your life.
That’s why we listen first.Hover over a heading to find out more.
Tell us what you’re looking to address for yourself, your loved ones, your home or your business. Don’t have everything ready? We’ll start with what you know.
We can start with you and your family, your household, your property or your business. We’ll choose the area that matters most to you right now.
Together, we review the available information and any existing policies. We explain what to look for when considering the scope of insurance.
We review the scope of cover, limits, exclusions and deductibles. We clarify which situations the policy addresses and what you still need to ask about.
We discuss the options and next steps. You’ll understand what you’re considering and which details still need to be resolved.
There’s time for your questions. We agree on the next step and its timing based on what you need to address right now.
Start a conversationGOOD TO KNOW
Contents insurance itself focuses on furnishings and other possessions. Personal insurance and liability insurance address different situations; we’ll check the policy terms to see exactly what your insurance includes.
Buildings insurance focuses on the structure and its fixtures. Contents insurance focuses on furnishings and other possessions inside. The exact definitions vary by product and policy terms; we’ll go through them together.
Yes. We can start with your current policy and what has changed since you took it out. For example, the birth of a child, a change in income, a renovation or an expansion of your business.
Yes. We discuss the needs of adults and children, life and accident insurance, and personal liability insurance. For each policy, we look at who it includes, which risks it addresses and what its limits are.
Get in touch when your income changes, a child is born, you move home or your business expands. We’ll look at whether your current arrangements fit the new situation and what makes sense to adjust.
You just need to know what you’d like to discuss. If you have your existing insurance policies to hand and a basic idea of who or what you want to protect, that will help. Don’t send sensitive documents through the initial enquiry form.
THE PEOPLE BEHIND HORTFINANCE
There’s a person behind every policy.
And behind HortFinance, too.
HORTFINANCE / PEOPLEPERSONAL AND CLEAR
Head of the HortFinance division
Looking for insurance for yourself, your family, your household or your business? Let’s start with a conversation about what matters to you.
At HortFinance, we look at the full picture with you, explain the options and agree on the next steps.
THE NEXT STEP IS SMALL.
YOUR SITUATION. OUR STARTING POINT.You don’t need to know the right name for the insurance.
Let’s start with what matters to you.
Financial advice and insurance intermediation in the Czech Republic.
For you. For your loved ones. For everything that matters.
With peace of mind. Together.First, we get to know you. Then we explore the options.
WHAT SHALL WE DISCUSS?
Choose a topic. Or start with a question.
